Donate Today

Qualifications

Do You Qualify?

Habitat Cabarrus is dedicated to eliminating substandard living conditions in Cabarrus County by selling safe, decent, affordable housing to low-income families in need. We work closely with our future homeowners to form strong, respectful and caring relationships that continue long after a home is built.

The first step to applying is to attend an information session. 

The next information sessions will be scheduled in early 2018. 

Please review the list below to help you prepare for the 2018 information session and make sure you meet the criteria to apply.  If you have questions please call our office at 704-786-4001.

To qualify as potential homeowners, a family must meet the criteria listed below.   

Residency
You must be a U.S. citizen or permanent legal resident and reside in Cabarrus County or the City of Kannapolis for at least one year.

Rental History
You must have a good rental history living independently for at least one year.

Need
You must currently live in inadequate housing, pay more than 30% of your monthly income for rent, live in a dangerous neighborhood, or have been unable to get a conventional home loan.

Ability to Pay
You must have a steady income source for at least one year. Your gross annual income should fall within the amounts on the table below.

Family SizeMinimum IncomeMaximum Income
 1  $14,070 $28,140
 2 $16,080 $32,160
 3 $18,090 $36,180
4 $20,720 $41,400
5 $21,800 $43,600
6 $23,340 $46,680
7 $24,990 $49,860
8 $26,550 $53,100

Credit
Your family must have and maintain good credit. We will check your credit history through a credit report.

Willingness to Partner
You are required to work a minimum of 250 hours of sweat equity per adult in your family, attend Homeowners Education classes and participate in various Habitat events.

For further information about the application process, please call This email address is being protected from spambots. You need JavaScript enabled to view it. at 704-786-4001, ext 110